How To Avoid Bankruptcy

1. Cut up all of your credit cards. Always make monthly payments substantially more than the minimum.

2. If you can’t pay cash for it, don’t buy it. Sock a little money away each month until you have enough to pay cash for it. In some cases you will end up deciding that you didn't really need it after all.

3. Stop eating at fast food restaurants. In fact, stop eating out at any restaurants. Start cooking at home.

4. Turn the thermostat down a little in the winter and wear a sweater. Turn it up a little in the summer and wear shorts.

5. If you drive a car that normally gets less than 30 miles per gallon, start saving up to pay cash for a car that gets good fuel economy.
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